Advanced Merchant Services
Contact Name: Roger Inman
P.O. Box 1475
Safety Harbor, FL 34691
Bus: 7276423606
Bus Fax: 8774136067
E-mail: rinman3@tampabay.rr.com
Website: http://www.bankcardprocess.com/
Archive for qualify
Jun
13
Remortgage – How to Qualify For a Remortgage Loan
Posted by: | CommentsLike most other processes, the Remortgage or mortgage process for home loans requires certain criteria. The mortgage lenders generally have several requirements or variables that they use to measure and validate the applicants. Most lenders have three major factors. This is your credit score, the down payment and your debt ratio (income versus debt). The first step in mortgage home loan refinance is pre-approval, also called pre-qualification. This is where the applicant goes through a type of pre-screening to determine if there is any credibility before the process begins. Once this process is complete the applicants major factors will be evaluated along with numerous other variables. If all is satisfactory a “clear to close” will be given. However, keep in mind that the lending institution can evaluate your credit history the day of the close to make sure no bad rating has been incurred since the pre-approval stage.
Your credit history evaluation will involve a number of factors including mortgage and or rental history, car payments and other installations, credit card history with respect to late payments, county or court claims against you, prior foreclosure or bankruptcy, other collections or judgments, liens, student loans and any repossession history. If you are divorced some institutions may insist on seeing your divorce decree. The latter serves to define who the buyer is and who will be making the payments. Budgeting for a comfortable mortgage payment is an important step in finding a loan program that fits your personal investment goals and financial scenario. There are some FHA mortgage calculators are available in the internet to calculate the present value of the home.
Finally, lending institutions will inquire as to the depth of your credit history, the amount of debt, how long you have carried the depth and other compensating factors. There are some well established and experienced organizations are providing these FHA mortgage calculator, and Remortgage loan services to their valuable clients. For more information and details, please visit their valuable web site.
Mar
12
I live in the state of delaware.
Mar
04
What schools qualify as proper education to be a Medical Biller and Coder?
Posted by: | CommentsI’m going to attend Branford Hall Career Institute, where they say they helped create an exam to be a certified coder. Is this true? Will my education qualify to take this exam? Will my externship, education and certification solidify my chances to get a job in this field?
Jan
13
Credit Card Services Qualify You for Small Business Loans
Posted by: | CommentsIf your business still does not have a merchant account that allows you to offer full credit card services, you are turning your back on profits. Just take a look at all of your competitors. All of those that pose serious competition accept credit card payments. Those that do not have credit card services do not have great sales figures to show, either. Even statistics point to the fact that companies that have credit card services earn much more than companies that do not have credit card services. The average credit card sale is $40 while the average cash sale is only $9. That means you are losing potentially $31 per sale.
You may also be spending more by accepting only cash and check payments in your business. The processing of cash and checks has been found to be more costly, requiring more manpower in handling. Studies have shown that the average processing cost of credit card payments is only 2.7% of a transaction while the average processing cost of checks is 4% of a transaction and the average processing cost of cash is 4.8% of a transaction. Once again, you are leaking profits by refusing to accept credit card payments.
So how do you accept credit card payments in your business? This is where credit card services come in. The old route is to apply for a merchant account in a bank. You will then have to lease the software and equipment necessary to actually process payments and send the data to your account. If you want to accept credit card payments online, you need to apply to a payment gateway that allows real time credit card authorization for online transactions. You should ensure that your payment gateway is compatible with the bank or financial institution where you have your merchant account, and with the software and equipment you have leased.
In choosing the bank or financial institution for your merchant account, consider their expertise in combating fraud and reducing chargebacks. Also make sure that they are experienced in handling merchant accounts with online transactions.
If you are a small business owner, stick to a bank or financial institution that caters to small businesses rather than large companies. You may be able to get better rates and packages designed for your specific niche.
There are options for credit card services that offer everything you need in one easy package. You will not have to deal with various entities or go through various procedures. Often, these options also have added benefits, among them, quick reporting on your credit card sales figures. They may also offer interest on your credit card sales income, even up to money market rates.
One very important feature of your credit card services that you may not know of is that it can automatically qualify you to avail of small business loans. Once you have established a record of sales through credit, most credit card services will allow you to make cash advances that are practically like getting previously approved small business loans without having to put up any required collateral. The credit card services consider your future income through credit card sales as your collateral. This can go a long way in further growing your business.
Payment will not be a problem, either. For as long as you have sales through credit payments, you automatically get to pay your small business loans. It does not matter how much your sales are. Your payments are automatically deducted as a percentage of your sales. You are always covered.
Now do you still need further convincing on the benefits of credit card services for your business?
Jan
05
OBJECTIVE
My career objective is to obtain a position as Inventory Administrator that will further my career. The ideal position will provide significant opportunity for growth and increasing responsibility.
QUALIFICATIONS
•Have 10 years experience and accomplishments in small business management, sales and customer service.
•Have supervised others, handled difficult customers and introduced special promotion and incentive programs.
•Strong communication skills and high motivation with the ability to manage and train others.
•Library experience, including experience with document delivery and some general reference experience.
•Experience with industry standard bibliographic databases; books in print and other data basis.
•Experience using online card catalog.
•Ability to communicate effectively with a wide variety of people including senior management.
•Strong interpersonal and relationship management skills.
•Competent working on a geographically disperse team.
•Customer Service Experience.
COMPUTER SKILLS
•Proficient computer skills in the Microsoft suite and Adobe applications.
•Understanding of CeledyDraw2 and Art Explosion Publisher Pro.
•Understanding and experience using the Internet/World Wide Web.
•Typing at 70 WPM, 10-Key at 6,677 key strokes.
•Intermediate-Advanced performance in a variety of computer applications.
WORK HISTORY
2005-2007Desktop Publisher/ Graphic Designer, ENVOY Consulting
•Designed business proposals and provided contracted graphic design services.
•Formatted text documents using QuarkXpress, and inserted graphics.
•Typesetting for articles, advertisements and flyers, fixed type font ligatures.
1991-2001 CEO/Manager/Administrator, Freedom Housekeeping Services
•Fashioned innovative and effective advertising media using various publishing software.
•Increased sales annually through effectively and efficiently marketing services.
•Achieved goals that provided a service which catered to the customers needs.
•Preformed Management and business administration in advertising, marketing, estimation,
scheduling, bookkeeping, customer service, hiring and training employees.
2004-2004Exceptions Clerk I/CCS, East Coast Bank
•Experience in a fast-paced, competitive banking environment, providing daily support to two managers on various levels.
•Daily review and tracking of possible fraudulent account activity, comparison of customer signatures using check logs. Bank recording, distribution of deposit corrections and check receipts, and review of various banking documents for accuracy were done on a regular basis.
•Administrative responsibilities consisted of data entry, formatting spread sheets, correlating documents, filing, mail service, facsimile and telephone services.
EDUCATION
Western Washington University, Mountainville, Washington
Credits completed towards Bachelors degree in Humanities, 2006-2007
Climate Community College, City Center, California
Pre-nursing certification program, 2007-Present
